Sandy Gadow, a featured guest on CNN's "Open House," and a speaker on national radio as the escrow expert, has more than 25 years experience in escrow, title and real estate. A licensed mortgage broker and real estate sales associate, Sandy is a member of the American Land Title Association, the National Association of Realtors, the California Escrow Association and on the advisory council for the Escrow Career Center. She is the author of The Complete Guide to Your Real Estate Closing and specializes in assisting the American as well as international client. If you have questions for Sandy see our Ask Sandy page.

Is there another way to hold title which is unique to husband and wife?

Another way to hold title which is unique to husband and wife is Tenancy by the Entireties. Tenancy by the entireties is similar to Joint Tenancy in that it has the same automatic survivorship feature, but in Tenancy by the entireties, both spouses must sign the deed before any transfer of title can take place. Tenancy by the entireties is allowed in the following states: Alaska, Arkansas, Delaware, Florida, Hawaii, Indiana, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Vermont, Virginia, Wyoming, and the District of Columbia.

Copyright © 2004 Sandy Gadow. This column may not be resold, reprinted, resyndicated or redistributed without the written permission from Escrow Publishing Company.

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All information is deemed reliable but is not guaranteed and should be independently verified.