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Must I check all the closing fees on the HUD-1 Settlement form or will the closing agent already have done that for me?

Carefully review all the fees listed on the HUD-1 Settlement statement before closing takes place. Check the math. Check that all the fees are what you had agreed to pay. Question ANY fees that you do not understand or think that may have been added without your permission. Lenders often add Courier Fees, Processing Fees, and other fees that they may not have disclosed to you at the time of your loan application.

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