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Top 10 Escrow and Closing Questions & Answers

"Closing" or settlement or "escrow" is listed as one of the top ten problem areas that occurs in a real estate transaction.  It is probably the least understood, and most feared, aspect in a property purchase. Misunderstandings about closing costs can result in hundreds or even thousands of dollars of needless expenses, and put seemingly solid deals at risk. This final step to your purchasing a home or property can go smoothly if you take a few precautions beforehand. Knowing what questions to ask and reviewing all documents well in advance of the closing day will prepare you for a hassle-free and smooth closing.

Can you learn how to save money at closing?

Can you learn how to control your closing?

Yes, you can.

Here are the answers to common closing and escrow questions to help make your home buying process go smoothly and perhaps to save you money in the process.


  1. What is closing or escrow and what is involved in opening escrow?
  2. What should a purchase agreement include?
  3. How long does a title search take?
  4. What are the most common ways to hold title?
  5. How should I go about shopping for a loan?
  6. Can I still get a loan with bad credit?
  7. How much will the closing costs be and what are they?
  8. What happens on the day of closing and can I move in on that day?
  9. When do I receive a copy of the deed to the property?
  10. I have a complaint against my escrow company. Who regulates escrow companies in California?

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